When you take out a mortgage it is sensible to consider mortgage repayment protection insurance. This type of mortgage policy can protect your monthly mortgage payments if you cannot work. You could buy mortgage repayment protection insurance from your lender but it can be expensive. Our mortgage repayment protection insurance plan costs less than other policies and you get the first 3 months cover for free. Another name for mortgage repayment protection insurance is mortgage payment protection insurance or MPPI. Essentially its the same insurance with a different name, so people also refer to mortgage repayment protection insurance as income protection cover or asu. A mortgage repayment protection insurance plan can protect you against accident, sickness and unemployment for a monthly premium.  mortgage repayment protection insurance